Dubai Land Department Launches First Time Home Buyer Programme to Boost Market Accessibility

In a strategic move to empower more residents to take their first step on the property ladder, the Dubai Land Department (DLD) has officially launched the First Time Home Buyer Programme. This landmark initiative is set to reshape the landscape of Dubai’s real estate market by offering a wide range of incentives tailored for first-time buyers.

Making Homeownership Easier in Dubai

The programme is exclusively open to Emiratis and Dubai residents who currently do not own any freehold residential property within the emirate. Its core goal is to ease the process of property ownership in Dubai through early access to new project launches, preferential pricing, and a variety of developer-backed promotions.

Participants will benefit from:

• Early access to off-plan real estate projects

• Discounted pricing on selected units

• Flexible and extended payment plans

• Priority booking for new and existing inventory

• Enhanced mortgage options with lower interest rates, reduced fees, and quicker approval timelines

These features make the programme especially attractive for buyers seeking value in the AED 1 to 5 million price range, a segment that represents much of the demand in Dubai’s growing residential market.

Industry Perspective: A Step Toward Long-Term Investment

Commenting on the initiative, Ahmed Alabdouli, CEO MEA of Aframena Properties, stated:

“This programme reflects a strategic shift towards inclusivity in the property market. It’s not just about purchasing a home, it’s about giving residents a meaningful opportunity to invest in their future, build wealth, and become part of Dubai’s long-term growth story.”

Supporting a Thriving and Inclusive Property Market

With over 90,000 new residents arriving in Dubai in Q1 2025 alone, demand for housing is at an all-time high. The First Time Home Buyer Programme directly addresses this surge, while also encouraging developers to create more tailored offerings for new buyers.

By focusing on the mid-market segment and capping the price at AED 5 million, the initiative ensures that a broad range of modern, well-connected communities remain accessible to buyers—without compromising on quality or lifestyle.

Why This Programme Matters

The First Time Home Buyer Programme marks a significant milestone in Dubai’s commitment to long-term urban development, financial inclusion, and real estate investment opportunities. It not only opens the door for new buyers but also strengthens the foundations of a more stable, resident-driven property market.

For those looking to make their first real estate investment in Dubai, this is the ideal time to take advantage of a government-backed initiative that aligns with both lifestyle goals and long-term financial returns.

Looking to get started?

At Aframena Properties, we are here to guide first-time buyers through every step of the journey from exploring suitable communities to securing the best possible mortgage terms.

Contact us today to learn how you can benefit from the First Time Home Buyer Programme and find the perfect home in Dubai’s dynamic property market.